Using a credit card causes people to spend more than their budget because of high fees, interest, hard to be cancelled, and dealing with numbers.
You have to pay flat monthly fees for every credit card. This flat fee covers a number of your transactions, but you still have to pay for every transaction over what the flat fee covers. Using the machine of another bank will cost you in paying more fees. Some stores charge you for using a credit card even if you do have a good monthly fee to cover your transactions. The monthly flat fee doesn't cover using any other machine. …
