1) Credit cards and debit cards are definitely the future. These plastic cards will make the everyday life for banks and retailers a lot easier. Of course they still like to receive money, but cash payments have to be tallied. This takes a lot of time and is a great cost for the banks and retailers. But all of this can be avoided if the customers would be more willing to use debit cards and credit cards. The use of credit and debit cards is an advantage for both retailers and customers. People do not have to carry loads of coins and bills in their wallets anymore. …